Sharia Review Officer

The role supports the Sharia Head and Sharia Board by providing ongoing assurance, identifying non-compliance risks, and recommending corrective actions to strengthen the Bank’s Sharia governance framework

Education

Bachelor’s degree in Sharia, Islamic Jurisprudence, Islamic Banking & Finance, or related field

Master’s degree in Islamic Finance or Sharia is a strong advantage

AAOIFI CSAA/ CIPA will be preferred

Experience

Minimum 1–3 years of experience in Islamic banking, Sharia review, or Sharia audit

Practical knowledge of Islamic banking products, contracts, and structures

Experience working with Sharia Boards and control functions is preferred

Skills & Competencies

Strong knowledge of Fiqh-ul-Muamalat and Islamic finance principles

Understanding of banking operations and financial products

Strong analytical and documentation skills

High ethical standards and professional integrity

Ability to work independently and objectively

Good communication and reporting skills

Performance Evaluation

Performance will be evaluated based on

Quality and effectiveness of Sharia reviews

Timeliness and clarity of reports

Reduction of Sharia non-compliance issues

Implementation rate of corrective actions

Contribution to strengthening Sharia governance

Professional & Ethical Standards

The Sharia Review Officer shall

Maintain strict confidentiality

Avoid conflicts of interest

Act with independence and objectivity

Comply with Sharia governance framework and bank policies

Conduct regular and ad-hoc Sharia reviews of banking products, financing operations, treasury activities, deposits, and service offerings.

Review contracts, agreements, procedures, and marketing materials for Sharia compliance.

Verify implementation of Sharia Board fatwas, resolutions, and instructions.

Perform Sharia reviews on selected transactions and product processes.

Identify Sharia non-compliance issues and assess their impact.

Recommend corrective and preventive measures.

Support the development and enhancement of Sharia review methodologies, programs, and checklists.

Ensure proper documentation of Sharia review work and findings.

Support integration of Sharia controls into business processes.

Prepare periodic Sharia review reports for the Sharia Head and Sharia Board.

Track implementation of corrective actions and follow up on outstanding issues.

Escalate material Sharia non-compliance matters promptly.

Coordinate with Internal Audit, Compliance, and Risk Management on Sharia-related matters.

Support joint reviews where Sharia risk overlaps with operational or compliance risk.

Provide Sharia input during audits, inspections, and regulatory reviews.

Support business units during product development and process changes.

Provide Sharia review input before new products or services are launched.

Review system configurations affecting Sharia-based products.

Support Sharia awareness initiatives and staff training programs.

Assist in preparing Sharia guidelines and reference materials.

Promote a strong Sharia compliance culture across the Bank.

Applicants who meet the above requirements are invited to submit their updated Curriculum Vitae (CV) or Resume to [email protected] . Please ensure that you include the position title and vacancy announcement number in the email subject line ( Sharia Review Officer GB/EAD/72 ). Applications that do not follow this format will not be considered.