Financing Expert

Location: Kabul

Country: Afghanistan

Functional areas: Microfinance, Economy, Business Administration

Vacancies: 4

Education: High School

Work type: Full Time

Contract: Permanent

Gender: Male

Probation period: Three Months

Extendable: Yes

Deadline: 2026-10-09

Full job details, requirements and the application form are available on the original listing page on Jobs.af.

Education

High School graduated

preference for Bachelor Degree

Work Experience

Prior experience in Microfinance sector and Banks as Financing Expert.

Skills

Basic spoken and written English, strong spoken and written in local languages ( Dari and Pushtu), familiarity with computer and strong negotiating and good communication skills

Duties and Responsibilities

arketing and Client Acquisition

Identify Potential Clients

• Conduct market research to identify and target potential clients for Oxus’s financing products.
• Develop and implement marketing strategies and campaigns to attract new clients.
• Network with business communities, attend industry events, and engage in outreach activities to build client leads.

Client Engagement

• Engage with prospective clients to understand their financing needs and explain Oxus’s financing solutions.
• Assist potential clients through the initial stages of the financing application process.
• Gather preliminary information to assess the feasibility of prospective client businesses.

Promotional Activities

• Prepare and distribute promotional materials.
• Utilize digital marketing tools and platforms to reach potential clients.

Business Appraisal and Financing

Conduct Detailed Business Appraisals

• Collect and analyze detailed information on potential clients’ businesses, including financial statements, business plans, and guarantees.
• Assess the credibility, viability, and risks associated with potential clients’ financing applications.
• Perform due diligence to ensure that business plans and financial projections are realistic and that the proposed financing terms are suitable.

Application Processing

• Ensure all financing application forms are completed accurately by clients, with a focus on the correct completion of the Business Profile.
• Assist clients in providing necessary documentation and clarify any aspects of the financing application process.

Decision-Making Support

• Present findings and opinions during financing committee meetings to aid in the decision-making process.
• Participate actively in credit committee discussions at the branch level.

Client Relationship Management

• Oversee the opening of financing accounts for approved clients and manage ongoing client relationships.
• Conduct regular site visits to monitor clients' business performance and adherence to financing agreements.

Compliance and Follow-Up

• Ensure timely repayments by maintaining accurate records of repayment schedules.
• Follow up with clients to remind them of upcoming payments and address any potential issues promptly.
• Coordinate with the recovery team to manage delinquent clients and initiate necessary recovery actions.

Coordination and Reporting

Collaborate with Internal Teams

• Work closely with the Financing Administrator, Branch Manager, and recovery team to maintain portfolio quality and manage risks.
• Provide regular updates and reports on client acquisition activities and business appraisals.

Legal and Compliance

• Handle the processing of legal complaint notices for delinquent clients in coordination with the recovery team.
• Ensure compliance with Oxus’s policies and regulatory requirements in all financing activities.

The application, consist of a one-page cover letter explaining your interest and suitability for the post along with up-to-date CV, should be sent via email (clearly indicating on the subject line the title of the position and Vacancy Announcement Number) before closing date to the given email address .

Or submit hard copy at

submit your CV along with a cover letter to House No 600, Street 6, Qala-e-Fathullah, District 10, Kabul, Afghanistan OXUS Afghanistan has a zero-tolerance policy with regard to Sexual Exploitation and Abuse and “All forms of sexual exploitation and abuse are incompatible with the universally accepted norms, values, principles and standards that underpin our OXUS Afghanistan. Protection from Sexual Exploitation and Abuse (PSEA) is the responsibility of everyone and all selected candidates will be required to comply with the OXUS Afghanistan PSEA Policy at all times. Selected candidates will therefore undergo rigorous reference and background checks against their past behavior related to sexual exploitation and abuse, and may be required to provide additional information further on in the selection process.

[email protected]